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A way to tell is remove the valve cover from the bank that is in trouble.
If the chain is loose other than just relaxed from no tensioner, pressure it should tell you.
Good luck.
My mechanic took the valve covers off and found that the timing chains were stretched and four teeth were broken off one of the cam gears. He quoted me 800-1000 for the repair which includes the full timing set and gaskets and a one year labor warranty. Gave him the go ahead, should have it back sometime next week.