I've got a '15 F350 on order and am debating the extended warranty again. I had the bumper-bumper to 160km on my 6.4 and only used it 2 times for very minor issues. I'm considering the 7yr 300,000km Diesel Care warranty on the new truck but am also thinking about the bumper-bumper 200,000km warranty as both are roughly the same price.

But due to a recent bad experience with an extended warranty on my UTV that left a $4000 hole in my wallet on top of the $2000 warranty cost, I'm starting to rethink things. Has anyone used their warranty's for anything significant and how did it go? What would you recommend? How many hoops did you have to jump through when making a claim? Did they require you to show extensive service records that proved a shop did the maintenance work or are you safe to do some of your own work? I've also heard that the Diesel Care warranty is only valid at the dealership you buy it at, anyone have any info on that?

As I learned with the warranty on my UTV they seem to be able to deny claims on extremely minor technicalities (and when proven wrong they simply deny it because they don't want to pay) and I'm wondering if I'm better off saving the money? Thanks

 

I went ahead and purchased the warranty and ESP for the 2014, not sure if I'll need it, but having lurked about the forums here and other places, I thought it prudent to do so. Mine is 7 yrs / 125K (warranty) and 7 yrs / 84K (ESP). Perssonal choice I guess, I'd rather have and not need, than need and not have.

 

I bumped up my bumper to bumper to 5 years, figured theres just so many things on my kr that could possibly go bad....or any loaded trim truck for that matter I would do the same I think...

 

I relate extended warranties to casinos, sometimes you win, most of the time you don't, as the house always stacks the odds in their favor.
That said, ALWAYS buy the the oem warranty. The factory extended warranty use the same standards the original warranty uses, just more limited in scope. What one you want depends on how you use your truck.

 

I have the 200K mile diesel care plus and the 100K premium care OEM extended warranties. Recently had an EGR cooler replaced with no out of pocket money and no questions asked. I will confess that I do not know if the original 100K factory engine warranty or one of the others paid the bill, but I didn't have to worry about it. Have 84,6XX miles on the clock.

It is worth it to me for the piece of mind. Everyone's finances are different and I view this similar to an insurance policy. I would rather pay up front than to withdraw money from savings to pay for a turbo replacement.

 

I had the Ford ESP on my wife's '06 Expedition and it paid for itself several times over by the time she hit 75K miles. That SUV was built on a Monday morning hangover. For my truck I use Geico's Mechanical Breakdown Insurance for coverage as it might cover WIF issues when Ford won't. I might get the ESP for my F-250 for standard bumper-to-bumper issues through Troy Dietrick at Ford of Greenfield in MA. He seems to be able to beat my local dealer's ESP price by almost 50%.

 

Just thought that I would add (for others that are thinking about MBI) that I have Geico insurance for the same reason that bridge mentions, but found that there is a limitation on the age of the vehicle. The point is that the MBI is a good thing, you just need to make sure that your truck falls within their parameters. Sorry OP, back to the regularly scheduled thread.

 

My extended warranty paid for itself when it covered replacing both power fold mirrors and rear pinion seal. This was at 3 plus years and 59,000 miles, I would get it again and will on the next one. The factory replacement parts and labor on our trucks does not come cheap.

 

I have the Ford ESP Premium care. It's nearly a requirement on these expensive trucks. Mine has already paid for itself and I currently have another dead mirror that needs to be replaced.

 

When it comes to extended warranties, I operate under the the idea that if the odds were I would need one, then they couldn't make money selling it. Never buy one on anything. And, if something major was to go, I can take all the money I saved not buying them and have it fixed.... and still have lots left over. Major appliances, cars, trucks, atv's, sleds, motorcycles, boats, rv's, electronics, power tools, etc. that I've bought all push them. My gosh I would have spent tens of thousands over the years buying them all. I could buy a whole new truck with my savings...LOL.

 

On my 6.4L, I bought three warranties.

1. Appearance Care: paid $300, yielded $7,000 in new seat covers and painted front bumper

2 & 3: ESP and Ext warranty: paid $2650 for both, yielded $6000+ (Based on dealer costs) in repairs, scheduled maintenance (fluid changes, flushes) and wear items (belts, hoses, brakes & wipers).

 

Our most emotion packed posts on FTE come from members that did not purchase an extended warranty and something important and expensive broke on their truck. Not purchasing an extended warranty is fine as others have stated. If something bad happens though, placing the blame on the dealer or Ford seems wrong when they offer all new truck buyers insurance protection and this protection is not purchased prior to the end of the original warranty period.

Neither Ford nor my dealer ever told me that my expensive, highly optioned truck was never going to break. Though it seems many buyers believe that the more something costs, the less likely it is to ever break. That seems crazy to me. These complex beasts do break and when they do, every buyer should have a plan on how to get them fixed. You can write a big check or purchase some insurance against having to write the big check.

Some members of FTE also believe that Ram trucks never break. They must use a different google than I do.

 

This.

It's an insurance policy for your truck. Just like car insurance, the risk is carefully calculated so that they don't lose money. Meaning that for the consumer it's a losing bet. Most of us carry car insurance because of the difficulty surviving the financial catastrophe of a car accident.

The same should apply to extended warranties. I've never bought an extended warranty because I can deal with the expense of a failure should one come up. Of course the potential loss on a modern diesel engine is FAR more than on most anything else. If I was planning on keeping the truck past 100,000 miles I would buy the warranty because a $20K engine replacement would cause me some serious financial hardship. If you could deal with that kind of a loss save your money.

 

For me personally, I am purchasing peace of mind I guess. Everybody is entitled to their own opinion on the subject of course, and I respect those views either way. I was adamant on the ESP / Extended warranty on the new Super Duty, mainly because this was my first diesel vehicle purchase and in reality, diesel or not, the cost of major repairs on any modern vehicle can get into the astronomical area fairly quickly.
The funny thing is, I purchased the extended warranty hoping that I will never have to use it, same as I do with insurance.....

 

I'm the opposite. I consider a high-dollar repair at the end of an extended warranty to be winning the warranty lottery. In fact, I'd want my engine to explode a hundred miles before it was up.