So my truck got hit by a drunk driver.....Update
#16
Join Date: Mar 2005
Location: Marlboro Mental Hospital.
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#17
#18
#19
Join Date: Mar 2005
Location: Marlboro Mental Hospital.
Posts: 60,985
Received 3,106 Likes
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2,167 Posts
#22
well. yeah.
#26
I hope it won't get totaled. I can't possibly replace my truck. I've put new tires, rims, a superhitch system, new trans with cooler, and some other mods, not to mention the rest of the body and interior are freaking perfect. I would think I could sell mine for at least 10k before the accident. Guess I'll get my receipts together of all the work and money I've put into the truck. There's no freaking way I'm losing my truck because of a drunk driver. I'm also unemployed at the moment and can't afford another one like it.
#27
The only benefit of this is they will pay you supposed value of the truck, lets take mike's case for instance here.
They gave him 7 grand insurance money and he had the opportunity to buy back for... 3500 I think.
Sometimes it doesn't work out quite that well, Sometimes they will give you a bull**** amount for your truck and total it, and then ask almost the amount they gave you for it back.
Depends on how crooked the insurance company is.
But then again, now a days if somebody sneezes on your truck, the insurance company will total them out.
I think the government is forcing them to not fix them, but to total them.
Anyways, Rick does body work and paint, so when it comes to fixing this stuff, actionrick knows what he's talkin about. =)
#28
With mine they told me they would not pay for aftermarket thing unless it was added to my insurance policy. But told me if I had everything to return it to stock I could take my parts.
Here in La. When you do a buy back you will have a salvage title and will only be able to have liability insurance until you do all repairs and state police and DMV wright off on it to upgrade the title to a recondition title. When I talked to state police about it they said they do a full vehicle inspection and then give the report to DMV and its up to them to decide if they will upgrade the title.
Here in La. When you do a buy back you will have a salvage title and will only be able to have liability insurance until you do all repairs and state police and DMV wright off on it to upgrade the title to a recondition title. When I talked to state police about it they said they do a full vehicle inspection and then give the report to DMV and its up to them to decide if they will upgrade the title.
#29
With mine they told me they would not pay for aftermarket thing unless it was added to my insurance policy. But told me if I had everything to return it to stock I could take my parts.
Here in La. When you do a buy back you will have a salvage title and will only be able to have liability insurance until you do all repairs and state police and DMV wright off on it to upgrade the title to a recondition title. When I talked to state police about it they said they do a full vehicle inspection and then give the report to DMV and its up to them to decide if they will upgrade the title.
Here in La. When you do a buy back you will have a salvage title and will only be able to have liability insurance until you do all repairs and state police and DMV wright off on it to upgrade the title to a recondition title. When I talked to state police about it they said they do a full vehicle inspection and then give the report to DMV and its up to them to decide if they will upgrade the title.
They can't salvage the title if you don't give it to them ...Plus , they rarely salvage older vehicles , especially if it is owner retained..There are many options . You can take a settlement , do an agreed price repair , owner retention . If the offending insurance co is paying they will not have the final say .. The value of the vehicle is negotiable too .. Just need to show what a comparably equipped , mileage truck is selling for ..
Also ,on edit . Here when you insure a vehicle , they never see or care if its a salvage title ...
#30
Here you won't get a check till they get the title.
To do a buy back here you have to sell the truck to the insurance signing the title over to them and then you buy the truck back signing a bill asale and re registering the truck and when your new title comes in it will be a salvage title.
To do a buy back here you have to sell the truck to the insurance signing the title over to them and then you buy the truck back signing a bill asale and re registering the truck and when your new title comes in it will be a salvage title.