If you drive a Ford Escape,
car insurance is probably a significant part of your budget. SUVs
generally cost more to insure than smaller vehicles and, as a result,
Ford Escape owners may be paying an arm and a leg for insurance.
Wouldn’t it be nice to reduce your Escape’s premium by 20 or 30 percent? You can””and it’s easier than you think.
1. Shop Around, Find Low-Cost Coverage
Shopping for a new policy is the best way to save on car insurance. In
fact, drivers who compare quotes and switch carriers with InsWeb.com
save an average of $301* on a six month policy. If you don’t compare
quotes, you’ll never know if you’re missing out on a more affordable
2. Don’t Overpay for Tickets or Accidents
Insurers don’t look at violations and accidents in the same way. One
company may charge you more for a single ticket or accident while
another company may ignore a single infraction. If you have a blemish
on your record, shopping around could land you significant savings.
3. Raise Your Deductible
The higher your deductible, the lower your premium. Raising your
deductible from $250 to $1,000 could reduce your comprehensive and
collision rate by up to 40 percent. **
4. Pay in a Lump Sum
Some insurers charge fees to pay premiums in monthly installments. They
may seem small, but these fees can add up over the long run””even a
monthly fee of $5 can cost $60 over the course of a year.
5. Eliminate Unnecessary Coverage