10 Simple Steps to Save on Insurance for a Ford Super Duty

10 Simple Steps to Save on Insurance for a Ford Super Duty

If the Ford Super Duty
were described using a single word, that word would be “big.” It has a
big frame, big tires, a big engine and big-time towing capability.
Unfortunately, the cost to insure a Super Duty can also be
“big”””sometimes humongous.
The good news is that Ford Super Duty drivers can shrink their auto insurance premium by following these 10 tips.

1. Keep Rates Low After a Ticket

Tickets are an accurate reflection of your driving tendencies, and
adding a ticket to your record could cause your rate to skyrocket. If
this is the case, why not shop around for more affordable coverage?
Compare quotes and see if you can find a more affordable auto insurance
rate with another company.

2. Don’t Pay for Coverage You Already Have

Are you paying twice for the same coverage? For instance, you may be a
member of a car club that provides towing services, yet you’re also
paying for towing on your auto insurance policy. Look for opportunities
to eliminate unnecessary costs and shave a few bucks from your premium.

3. Safe Vehicle Discount

Many companies offer discounts for various safety features on your
vehicle, including air bags, car alarms, factory-installed mechanical
seatbelts and antilock brakes. While getting updated insurance quotes,
be sure to indicate such safety features.

4. Pay in a Lump Sum

Administrative fees are commonly applied to payments when you split
your premium into installments (i.e. monthly, semi-annual, annual,
etc.). Be aware that a monthly fee of even $7 can add up to $84 over 12
months.

5. Good Driving Discounts

Most insurance companies reward good driving with lower premiums. If
you haven’t had any accidents or tickets in the last three to five
years, shop at InsWeb.com and see whether you are missing out on this
money-saving discount.

6. Drive Less, Pay Less

Many insurance companies will offer discounts on vehicles that incur
low annual mileage. In fact, some companies have a predetermined number
of what they consider low mileage. Has your commute changed? If so, it
might save you money to get an updated quote.

7. Higher Deductible = Lower Premium

The higher your deductible…(Continue reading 10 Simple Steps to Save on Insurance for a Ford Super Duty)

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